Every year, thousands of Americans are turning 65 and are becoming eligible to receive Medicare Benefits
For disability, you’ll be eligible for Medicare after you’ve received disability benefits for 24 months.
This system helps with the cost of health care through the different elements, but it does not cover all medical expenses, such as comprehensive long-term care costs.
If you are receiving Social Security benefits when you turn age 65, Social Security will automatically enroll you in Original Medicare, made up of parts A and B. If you are not receiving Social Security benefits at age 65, you need to select a Medicare plan and enroll. Parts C and D are additional coverages available through individual insurance policies with private insurance companies that are approved by Medicare.
Part A
Part A covers in-patient care in a hospital, skilled nursing facility care, nursing home care, hospice care, and home health care.
Part B
Part B covers 2 types of services: medically necessary and preventive services. Medically necessary are services that are needed to treat or diagnose medical conditions. Preventive services are needed to prevent illnesses or to detect them at an early stage.
Part c
Part C is also called Medicare Advantage is an all-in-one alternative to Original Medicare. Most plans offer extra benefits that Original Medicare doesn't cover--like vision, hearing, dental, and more.
Part D
Part D helps pay for medications not covered under Parts A or B. Medications covered are based on the individual plan list of covered drugs.
You become eligible to receive Medicare benefits at age 65, your initial enrollment period begins 3 months before your 65th birthday. That window to enroll includes the month your turn 65 and ends three months after that birthday.
With the proper guidance of Customer First Insurance & Financial Services, we can help ensure that you receive all of the benefits that you are entitled to receive when you need them. Contact us today to see how we can help!